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El Dorado Savings Bank offers a number of competitive checking accounts to fit your needs.

Choose from our line of competitive checking accounts that offer no minimum balance fee when you maintain a qualifying balance. Or apply for Direct Deposit and we will waive the monthly fee regardless of your balance. Best of all, we offer lots of FREE services like a free Visa Debit Card, free Internet Banking, free Teller Services and more. Choose the checking account that fits you and Apply Now!


Value Checking

  • $50 Minimum to Open
  • Unlimited Check Writing
  • Images of paid checks available through free Internet Banking Service
  • Limited copies of paid checks free each month
  • eDelivery of monthly statements*
  • Multiple FREE benefits!

Open An Account

*A monthly fee of $3 applies if you choose to receive paper statements. 
**An inactivity fee of $4 will be charged for any monthly statement cycle in which your account has no activity and your minimum balance for the statement cycle is less than $300.


Electronic Checking

  • $100 Minimum to Open
  • No Overdraft Fees
  • Images of paid checks available through free Internet Banking Service
  • eDelivery of monthly statements*
  • Multiple FREE benefits!

Open An Account

*A monthly fee of $5 applies if you choose to receive paper statements.
**$4 monthly fee if minimum balance falls below $1500; fee waived with monthly Direct Deposit.
***If checks are presented for payment on the Electronic Checking account, a $.50 per item fee will be imposed.


Regular Checking

  • $100 Minimum to Open
  • Unlimited Check Writing
  • Includes images of paid checks with monthly statement
  • eDelivery of monthly statements*
  • Multiple FREE benefits!

Open An Account

*A monthly fee of $3 applies if you choose to receive paper statements.
**$8 monthly fee if minimum balance falls below $500; fee waived with monthly Direct Deposit or for Seniors age 55 or older.


Interest Checking

  • $100 Minimum to Open
  • Interest earned on balances $500 or more
  • Unlimited Check Writing
  • Includes images of paid checks with monthly statement
  • eDelivery of monthly statements*
  • Multiple FREE benefits!

Open An Account View Rates

*A monthly fee of $3 applies if you choose to receive paper statements.
**$9 monthly fee if minimum balance falls below $1,000; fee waived with monthly Direct Deposit or for Seniors age 55 or older.


Investor's Money Market Checking

  • $5,000 Minimum to Open
  • Interest earned on balances $5,000 or more
  • Unlimited Check Writing
  • Includes images of paid checks with monthly statement
  • Up to $10.00 ATM surcharge refund per monthly cycle
  • Multiple FREE benefits!

Open An Account View Rates

*$15 monthly fee if average balance falls below $5,000

Personal Deposit Rates

Personal Deposit Rates

View our Personal Deposit Rates and open an account directly online.

View Now

All Personal Checking Accounts Include FREE

 

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