El Dorado Savings Bank

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Business Certificates of Deposit (CDs)

Our CD comparison table should help you decide which account is right for you. Find the term and minimum opening balance that best meets your savings needs.

Certificates of Deposit

Account Type Interest Rate APY* Min. Opening Deposit Min. Balance To Obtain APY* **
1 Month CD 0.05% 0.05% $10,000 $10,000
2 Month CD 0.05% 0.05% $10,000 $10,000
3 Month CD 0.10% 0.10% $500 $500
3 Month CD
0.10% 0.10% $10,000 $10,000
4 Month CD 0.12% 0.12% $10,000 $10,000
5 Month CD 0.15% 0.15% $10,000 $10,000
6 Month CD 0.16% 0.16% $500 $500
7 Month CD 0.16% 0.16% $10,000 $10,000
8 Month CD 0.18% 0.18% $10,000 $10,000
9 Month CD 0.20% 0.20% $10,000 $10,000
10 Month CD 0.20% 0.20% $10,000 $10,000
12 Month CD 0.20% 0.20% $500 $500
14 Month CD 0.25% 0.25% $10,000 $10,000
15 Month CD 0.30% 0.30% $10,000 $10,000
18 Month CD 0.30% 0.30% $500 $500
24 Month CD 0.40% 0.40% $500 $500
25 Month CD 0.40% 0.40% $1,000 $1,000
30 Month CD 0.50% 0.50% $500 $500
36 Month CD 0.55% 0.55% $500 $500
60 Month CD 1.09% 1.10% $500 $500
18 Month IRA 0.35% 0.35% $250 $250
*APY = Annual Percentage Yield

 

Jumbo Certificates of Deposit

Account Type Interest Rate APY* Min. Opening Deposit Min. Balance To Obtain APY**
30 to 59 Day 0.08% 0.08% $99,000 $99,000
60 to 89 Day 0.08% 0.08%
90 to 119 Day 0.12% 0.12%
120 to 149 Day 0.15% 0.15%
150 to 179 Day 0.18% 0.18%
180 to 239 Day 0.20% 0.20%
240 to 269 Day 0.20% 0.20%
270 to 365 Day 0.25% 0.25%
2 Year 0.40% 0.40%
3 Year 0.60% 0.60%
5 Year 1.14% 1.15%
*APY = Annual Percentage Yield

 

**Minimum Balance (the amount of principal in the account each day)
A penalty may be imposed for withdrawals before maturity from term accounts.
Fees imposed on your account may affect the Annual Percentage Yield.
Contact Customer Service at 1-800-874-9779 for further information about applicable fees and terms.
Offices Throughout Northern California - For the office nearest you call 1-800-874-9779
Deposits Federally Insured to $250,000 and Backed by the Full Faith Credit of the U.S. Government.


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